privacy policy
Information we collect and how we use it

We may collect the following types of information:
• Information you provide – When you sign up for a MOWELFUND Account, we ask you for personal information. We may combine the information you submit under your account with information from other MOWELFUND services or third parties in order to provide you with a better experience and to improve the quality of our services. For certain services, we may give you the opportunity to opt out of combining such information. You can use the MOWELFUND Dashboard to learn more about the information associated with your Account. If you are using MOWELFUND services in conjunction with your MOWELFUND Apps Account,
MOWELFUND provides such services in conjunction with or on behalf of your domain administrator. Your administrator will have access to your account information including your email. Consult your domain administrator’s privacy policy for more information.

• Cookies – When you visit MOWELFUND, we send one or more cookies to your computer or other device. We use cookies to improve the quality of our service, including for storing user preferences, improving search results and ad selection, and tracking user trends, such as how people search. MOWELFUND also uses cookies in its advertising services to help advertisers and publishers serve and manage ads across the web and on MOWELFUND services.

• Log information – When you access MOWELFUND services via a browser, application or other client our servers automatically record certain information. These server logs may include information such as your web request, your interaction with a service, Internet Protocol address, browser type, browser language, the date and time of your request and one or more cookies that may uniquely identify your browser or your account.

• User communications – When you send email or other communications to MOWELFUND, we may retain those communications in order to process your
inquiries, respond to your requests and improve our services. When you send and receive SMS messages to or from one of our services that provides SMS
functionality, we may collect and maintain information associated with those messages, such as the phone number, the wireless carrier associated with the phone number, the content of the message, and the date and time of the transaction. We may use your email address to communicate with you about our services.

• Affiliated MOWELFUND Services on other sites – We offer some of our services on or through other web sites. Personal information that you provide to those sites may be sent to MOWELFUND in order to deliver the service. We process such information under this Privacy Policy.

• Third Party Applications – MOWELFUND may make available third party applications, such as gadgets or extensions, through its services. The information collected by MOWELFUND when you enable a third party application is processed under this Privacy Policy. Information collected by the third party application
provider is governed by their privacy policies.

• Location data – MOWELFUND offers location-enabled services, such as MOWELFUND Maps and Latitude. If you use those services, MOWELFUND may receive information about your actual location (such as GPS signals sent by a mobile device) or information that can be used to approximate a location (such as a cell ID).

• Unique application number – Certain services, such as MOWELFUND Toolbar, include a unique application number that is not associated with your account or you. This number and information about your installation (e.g., operating system type, version number) may be sent to MOWELFUND when you install or uninstall that service or when that service periodically contacts our servers (for example, to request automatic updates to the software).

• Other sites – This Privacy Policy applies to MOWELFUND services only. We do not exercise control over the sites displayed as search results, sites that include MOWELFUND applications, products or services, or links from within our various services. These other sites may place their own cookies or other files on your
computer, collect data or solicit personal information from you.
In addition to the above, we may use the information we collect to:
          • Provide, maintain, protect, and improve our services (including advertising services) and develop new services; and
          • Protect the rights or property of MOWELFUND.
If we use this information in a manner different than the purpose for which it was collected, then we will ask for your consent prior to such use.
MOWELFUND processes personal information on our servers in the Philippines and in other countries. In some cases, we process personal
information outside your own country.

You can use the MOWELFUND Dashboard to review and control the information stored in your MOWELFUND Account.
Most browsers are initially set up to accept cookies, but you can reset your browser to refuse all cookies or to indicate when a cookie is being sent. However, some MOWELFUND features and services may not function properly if your cookies are disabled.
MOWELFUND uses the DoubleClick advertising cookie on AdSense partner sites and certain MOWELFUND services to help advertisers and publishers serve and manage ads across the web. You can view and manage your ads preferences associated with this cookie by accessing the Ads Preferences Manager. In addition, you may choose to opt out of the DoubleClick cookie at any time by using DoubleClick’s opt-out cookie.

Information sharing
MOWELFUND only shares personal information with other companies or individuals outside of MOWELFUND in the following limited circumstances:
          • We have your consent. We require opt-in consent for the sharing of any sensitive personal information.
          • We provide such information to our subsidiaries, affiliated companies or other trusted businesses or persons for the purpose of processing personal
information on our behalf. We require that these parties agree to process such information based on our instructions and in compliance with this Privacy Policy and any other appropriate confidentiality and security measures.
          • We believe in good faith that access, use, preservation or disclosure of such information is reasonably necessary to (a) satisfy any applicable law,
regulation, legal process or enforceable governmental request, (b) enforce applicable Terms of Service, including investigation of potential violations thereof, (c) detect, prevent, or otherwise address fraud, security or technical issues, or (d) protect against harm to the rights, property or safety of MOWELFUND, its users or the public as required or permitted by law.
If MOWELFUND becomes involved in a merger, acquisition, or any form of sale of some or all of its assets, we will ensure the confidentiality of any personal
information involved in such transactions and provide notice before personal information is transferred and becomes subject to a different privacy policy.

Information security
We take appropriate security measures to protect against unauthorized access to or unauthorized alteration, disclosure or destruction of data. These include internal reviews of our data collection, storage and processing practices and security measures, including appropriate encryption and physical security measures to guard against unauthorized access to systems where we store personal data.
We restrict access to personal information to MOWELFUND officers, trustees employees, contractors and agents who need to know that information in order to
process it on our behalf. These individuals are bound by confidentiality obligations and may be subject to discipline, including termination and criminal prosecution, if they fail to meet these obligations.

Accessing and updating personal information
When you use MOWELFUND services, we exert efforts to provide you with access to your personal information and you are given the option to correct this data if it is inaccurate or to delete such data at your request if it is not otherwise required to be retained by law or for legitimate business purposes. We ask individual users to identify themselves and the information requested to be accessed, corrected or removed before processing such requests, and we may decline to process requests that are unreasonably repetitive or systematic, require disproportionate technical effort, jeopardize the privacy of others, or would be extremely impractical (for instance, requests concerning information residing on backup tapes), or for which access is not otherwise required. In any case where we provide information access and correction, we perform this service free of charge, but we will decline if doing so would require a disproportionate technical effort. Because of the way we maintain certain services, after you delete your information, residual copies may take a period of time before they are deleted from our active servers and may remain in our backup systems. Please review the service Help Centers for more information.

MOWELFUND adheres to the Philippine Safe Harbor Privacy Principles of Notice, Choice, Onward Transfer, Security, Data Integrity, Access and Enforcement, and is registered with the Philippine Department of Commerce’s Safe Harbor Program.
MOWELFUND regularly reviews its compliance with this Privacy Policy. When we receive formal written complaints, it is MOWELFUND’s policy to contact the
complaining user regarding his or her concerns. We will cooperate with the appropriate regulatory authorities, including local data protection authorities, to resolve any complaints regarding the transfer of personal data that cannot be resolved between MOWELFUND and an individual.

Changes to this Privacy Policy
Please note that this Privacy Policy may change from time to time. We will not reduce your rights under this Privacy Policy without your explicit consent. We will post any Privacy Policy changes on this page and, if the changes are significant, we will provide a more prominent notice (including, for certain services, email notification of Privacy Policy changes). We will also keep prior versions of this Privacy Policy in an archive for your review.